Online Baccarat for Real Money

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Baccarat often gets a bad reputation for being an overly tricky and complicated game to play. Made immortal by the James Bond films, the card game is a lot simpler than it looks. In fact, baccarat is also one of the most enjoyable online casino games you can play online. All you need to do is be patient and learn. Perhaps even play the game for free so that you can get the hang of it before wagering real money. To help you get started, here is a brief guide to playing online baccarat for real money online.

Baccarat Basics

You may have heard that baccarat is a truly difficult game to learn how to play. That’s simply not true. On the contrary, it is only the third-card rule which requires effort and guess what? When you play baccarat online for real money, you don’t need to learn it. In fact, you don’t need to do a thing, ever, apart from bet, of course.

Baccarat is a game which is played without you handling the cards or having to make decisions. The objective in online baccarat is to get as close to nine points as possible. Unlike blackjack, you cannot bust. Each card counts for its numerical value with tens and faces counting as zeros, and aces as ones.

Two cards are dealt to the player and banker hands, and if their total goes over nine points, then the first digit is subtracted, giving you a new points total. The hand which gets closest to nine points wins. That’s all there is to it. Of course, there are occasions when a third card needs to be drawn to either the player’s hand, the banker’s hand or both, but you don’t have to worry about that. It is all done for you.

Punto or Banco?

There are only three ways to bet on baccarat. You can opt to bet on the banker’s hand (banco), the player’s hand (punto), or a tie. You are betting on whichever hand will win the game by getting as close to nine points as possible. That is the only bet you will make, and even though a hand is called “the player’s hand”, you do not have to do anything other than wager on it (if you want to). The house/dealer takes care of everything.

Watch Out for the Commission

It is worth noting that many baccarat games that you can play for real money include a commission. This 5% commission is only applied if you bet on the banker’s hand and win. The main reason for the 5% commission is that the banker’s hand has a marginally better chance of success, so most online casinos cover their bases with this fee.

There are a few baccarat variants out there which do away with the commission, though, and these games, as well as other baccarat variants, are worth a closer look.

Baccarat Variants Worth a Look

The most conventional baccarat game you can play for real money online goes by two names. Either just Baccarat or Punto Banco. They are essentially exactly the same game. All the default rules of baccarat are present in these two games, and many software developers out there on the internet produce their own baccarat games. However, a few game providers have also experimented with the game and come up with some unique results.

Baccarat variants often feature the same style of gameplay as the original game, albeit with a few twists on the rules. One such game is Baccarat: No Commission. As the name of this card game suggests, it does not see you pay a 5% commission if you bet on a winning banker hand. However, the algorithms in the game have been tweaked to ensure that the banker hand no longer has a real competitive advantage, so you cannot gain one over the casino. Most of the other major baccarat variants that you can play online tend to be found in the live dealer casino gaming world.

Lightning Baccarat is a game which adds extra spice to the basic gameplay. Developed by Evolution Gaming, this live dealer baccarat game throws in multipliers which can ramp up what can be won. These cards can appear in the hands themselves, so provided that you have bet on the hand where the multiplier appears, you could pocket some very profitable wins.

Another live dealer baccarat game to pay attention to is Baccarat: Controlled Squeeze or Baccarat Squeeze. These games allow players to virtually “squeeze” cards as is common in Asia. At the same time, games such as Baccarat: Super 6 provides for a rather interesting array of side-bets to be placed.

Top Tips for Baccarat Gameplay


Any standard betting strategy (such as the Martingale System) can be put to task when playing even-money games such as baccarat. It must be said, though, that you often need to have a sizable balance to sustain periods of heavy losses when using these betting systems. There are, however, a few other tips you can use to help you play real money baccarat online today. They include:

  • Playing free baccarat games to understand how it works
  • Bet on the banker’s hand if you a new to baccarat
  • Always ignore the tied bet
  • Baccarat streaks don’t last long, so pull out when you are ahead
  • Stay away from tables with 10% to 25% commission
  • The fewer decks of the cards, the better your chances of success

Play Real Money Baccarat Online Today

Most major online casinos carry baccarat games for you to play. However, two specific recommended online casinos not only feature a decent selection of RNG (random number generator) baccarat games but also come up trumps with a few live dealer ones, too. Paradise Casino and Live.Casino are both well worth exploring if you fancy trying your hand at online baccarat. Remember the tips and advice above, and practice for free first and you’ll be ready to play baccarat for real money online in no time.

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